Related topic: Mortgage rates

Remortgage rates have seen the largest reductions.

The cuts follow a reduction to the minimum income required for enhanced LTI ratios through First Time Buyer Boost.

Rates have reduced by up to 0.19% across purchase, remortgage and product transfer.

Nationwide’s lowest rate is now 3.60% for new and existing customers looking to move home.

Rates have been reduced by up to 0.47% across Kensington’s residential Select and core ranges.

Three-year rates have seen the largest reductions, with further cuts for five-year high LTV rates.

Rates have reduced across the Bank's prime and professional ranges.

The lender has also introduced £350 cashback for remortgage customers.

Louise Weiss, national partnership manager at Bank of Ireland for Intermediaries, says where client meetings might once have been rate-led, they now centre on understanding the full...

The lender has also reduced rates for landlords looking to product switch.