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Lottie Dougill, head of home finance distributions at Gatehouse Bank, highlights the differences between Home Purchase Plans and conventional mortgage products, as well as why these...

The new range comprises six products for single self-contained properties and three products for HMOs and multi-unit blocks.

The lender has reduced two and five-year fixed rates by up to 0.20%.

The bank has reduced rates across its first-time buyer, home-mover and remortgage ranges.

Higher LTV five-year fixed rates have seen the largest reductions.

Sameer will lead how artificial intelligence is further embedded across the Group.

Annette has over 35 years’ experience in financial services, holding senior leadership roles at Lloyds Banking Group, Bank of America and mbna.

The Society has reintroduced a lower priced fixed rate range, including products at 60% LTV.

The rate reductions reflect recent improvements in swap markets.

The Bank says brokers are increasingly structuring short-term funding as part of a wider, multi-stage investment strategy.