Ryan Brailsford, director of business development at Pepper Money, explores why interest-only mortgages are re-emerging as a viable option in a modern housing market.

Over 6x income is now available on selected products.

90% LTV products have seen the largest rate cuts.

The new lender has joined Brilliant's mortgage club and packaging panels.

Rates have decreased by up to 0.19%.

The latest rate reductions cover the lender's standard and limited company buy-to-let ranges.

Origination and funding partnership sees NatWest move into the buy-to-let mortgage market for the first time.

The PRA says any amendments it decides to take forward "would represent less complex regulatory requirements for many firms".

The Society has also announced stress rate reductions on all two-year fixed residential products.

Capacity issues facing conveyancers are taking their toll on customer relationships and creating perceived communications hurdles.