"These mortgage cuts across 85% and 90% LTVs will make it cheaper for those with a smaller deposit to get onto or up the property ladder."
Highlights include an 85% LTV five-year fixed rate, reduced by 0.20% to 2.79% with no fee, with the £999 fee equivalent reduced by 0.15% to 2.59%.
An 85% LTV two-year fix has been cut by 0.15% to 2.34% with a £999 fee and to 2.64% with no fee.
At 90% LTV, two-year fixed rates are down by 0.10% to 2.89% with a £999 fee and by 0.15% to 3.09% fee-free.
Michelle Andrews, HSBC UK’s Head of Buying A Home, said: “These mortgage cuts across 85% and 90% LTVs will make it cheaper for those with a smaller deposit to get onto or up the property ladder.”
