The new shared ownership green mortgage products are available up to 85% LTV with two-year fixed rates starting at 2.28% and a five-year fix available at 2.63%, both with a £995 fee.
Virgin has also launched a new intermediary exclusive five-year fixed rate at 2.15% up to 80% LTV with a £995 fee and £1,000 cashback.
Rates have been reduced across Virgin's core residential range by up to 52bps.
The largest reduction is to a five-year fixed rate fee-saver product at 75% LTV, which is now available at 1.76%.
Green mortgage products at 85% LTV have been reduced by up to 10bps and are now available at 2.13% fixed for two years and 2.48% for five years, both with a £995 fee.
At 85% LTV, two and three-year fixed rate fee-saver products have been cut by 20bps to 2.53%.
90% LTV rates have been reduced by 5bps, with two-year fixed rates now at 2.79% with a £995 fee and two and three-year fixes available at 3.09% fee-free.
Two and three-year fixed rates at 95% have also been reduced by 0.06% to 3.58% with no fee.
Additionally, two and five-year shared ownership products have been lowered by up to 0.25%, with two-year fixed rates at 85% LTV now available at 2.38% with a £995 fee or 2.74% fee-free, with a five-year fix reduced to 2.73% with a £999 fee.
Amongst the changes, Virgin Money is also extending its buy-to-let 60% LTV range up to 65% LTV with no increases on pricing.
