Omni brings together a combination of higher LTVs and short early repayment charge terms. 

more2life has also relaunched Apex Interest Reward, which offers interest rate discounts for making monthly interest payments.

Advice Guru research suggests at least 60% of advisers lack a current, active business plan.

The later life lender is adding Countrywide as the valuer for Horizon cases.

Dave Harris, CEO at more2life, says the way advisers understand and ascertain client affordability can unlock a wider range of lending options for clients in later life.

The lender has also added its 'Age Next Birthday' feature to sourcing systems.

All Horizon applications will be submitted and managed by more2life after Standard Life Home Finance's exit from the market.

more2life responds to the FCA's Discussion Paper, urging it to create the conditions for later life lending to deliver to its full potential.

Dave Harris, CEO at more2life, explores why Inheritance Tax is becoming a more prominent element in later life lending decisions.

Oliver has held previous roles at Dudley Building Society and more2life.