Rates have reduced by up to 0.25%.

As uncertainty around the Autumn Budget has dominated headlines in recent weeks, some lenders have priced up in anticipation of its possible impacts.

Buy-to-let reductions include regulated, unregulated, consumer, and holiday let options.

65% and 75% LTV five-year fixed rates now start from 4.04%.

The North East has the highest share of borrowers who have missed at least their last two mortgage payments, followed by the North West and Wales.

The Bank's cheapest mortgage rate has risen from 3.74% to 4.04%.

Average mortgage rates are now at their lowest level since May 2023.

Clydesdale Bank has announced a number of changes to its mortgage rates, with reductions up to 0.71%.

Barclays has made a number of rate reductions across its mortgage range, including for existing customers.

As Generation Z starts to buy, today’s higher rates mean they face mortgage repayments roughly twice those paid by Millennials.