Related topic: Mortgages

The increased LTV, up from a previous limit of 90%, covers new build houses with a maximum value of £600,000. 

FHL has strengthened flexibility across its range with new two-year discounts and ERC3 rate reductions.

While possession numbers increased slightly, overall numbers remain significantly lower than long-term averages.

The move means individual applicants can now access products that were exclusive to SPVs.

58% of consumers said they would prefer to receive mortgage advice from a human adviser.

Primis intermediaries now have access to April’s range of flexible longer-term fixed rate mortgages.

Mortgage repayment became the dominant use, rising from 36% in Q2 2024 to 63% in Q1 2025.

The new tool enables brokers to type questions and receive policy-accurate answers in seconds.

Rates start at 4.94% for new £1,995 fee tier.

The Society has also launched exclusive buy-to-let products to support existing customers coming up to maturity.