The products are available for single unit properties, HMOs of any size and multi unit freehold blocks up to 10 units.

Constantinos Savvides, head of underwriting at London Credit, explores how a rise in the number of landlords owning their properties outright hints at significant untapped potential...

The range features a variety of fee options, including 3%, nil and £3,995.

Residential house purchase lending also grew by 11% this year compared to 2023.

The Bank has also introduced £250 cashback on high-LTV borrowing.

Rates have reduced by up to 0.26%.

Rates have reduced across portfolio landlord, HMO and MUFB products.

Most brokers are still finding opportunities in the buy-to-let mortgage space.

The Bank has also reintroduced 60% LTV green remortgage rates and new 60% and 75% LTV two-year fixes.

Rates now start from 3.64%.