Fewer landlords intend to make changes if it is not a legal requirement.
Related topic: Buy-to-let
MFS will broaden the buy-to-let offering available to SimplyBiz members.
The new range covers large HMO properties, holiday lets, large portfolios and large loans.
The lender is offering a range of sub-5% rates following the latest reductions.
Two-year fixed standard and like-for-like products now start from 4.39%.
Existing buy-to-let rates have reduced by up to 30bps.
Rates have reduced across the lender's core product ranges, including remortgage-only, professionals and key worker products.
Buy-to-let rates now start from 5.34%.
Rate reductions apply across the lender's specialist, Switch & Fix and expat and holiday lets product ranges.
The lender has also launched a new two-year fixed rate.