Steve Cox, chief commercial officer at Fleet Mortgages, says regional disparities should shape the core of how brokers guide and support their landlord borrowers in 2025.

The lender has introduced a product range for limited companies and individual landlords, with additional enhancements to follow.

The offering is available through mortgage brokers and is designed to help UK expats purchase buy-to-let properties.

The lender has made reductions of up to 0.24% on selected buy-to-let products. 

Expat buy-to-let products have seen the largest reductions.

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Residential, buy-to-let, and the newly launched limited company buy-to-let rates are all benefitting from a reduction.

Landlord borrowers can now earn £2,000 cashback by utilising two incentives from Fleet.

The lender has launched new fee-free options and reduced limited edition rates.

Five-year fixed rates now start at 4.09%.b