Affordability remains most stretched in London and the South of England.

Affordability remains most stretched in London and the South of England.
It has overtaken home improvements as the most common reason for releasing funds.
Sebastian Murphy, group director at mortgage and protection network JLM Mortgage Services, explains why the forecasts for product transfer volumes to rise again this year might not be...
Mortgage repayments are at their most affordable since November 2022.
UK Finance forecasts gross new lending to rise 11% in 2025 in £235bn, which MAB says is a realistic estimate.
The new platform includes an autonomous credit decisioning engine to help speed up the application process.
Variable rates have reduced on LTVs up to 95% across purchase and remortgage products.
Rathi warned that "one or two things are going to go wrong here and not everybody is going to play completely by the rule book".
The reductions cover the lenders' SVR and buy-to-let variable rates.
RAW Capital Partners has also refreshed its wider range of products.
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