"To all intents and purposes, we have been operating a full service, albeit with some changes to our appetites."
Hampshire Trust Bank Specialist Mortgages has increased its maximum LTV to 75% for all loan sizes, up to £15m.
Alongside the changes, the lender has also reduced minimum ICRs to pre-Covid-19 levels for all deals and recommenced lending on holiday lets.
Marcus Dussard, sales director at HTB Specialist Mortgages, said: “Throughout the last few months, we have been steadfast in support for our brokers. To all intents and purposes, we have been operating a full service, albeit with some changes to our appetites.
"I’m excited the changes announced today which mean we can continue to support the market from the front.”
