Tipton reduces expat and buy-to-let rates by up to 0.30%

Tipton & Coseley Building Society has cut rates by up to 0.30% across its expat and limited company buy-to-let ranges and added new fixed rate options.

Related topics:  Buy-to-let,  Expat,  Tipton & Coseley
Rozi Jones | Editor, Financial Reporter
19th August 2026
btl buy to let sign

Tipton & Coseley Building Society has cut rates by up to 0.30% across its expat and limited company buy-to-let ranges and added new fixed rate options.

The society's expat buy-to-let range now starts at 5.44% with a two-year discounted variable rate at 80% LTV. The product comes with a £1,499 arrangement fee.

Its two-year fixed rate at 80% LTV has been reduced from 5.90% to 5.69%, with a £99 booking fee and £1,400 arrangement fee.

Tipton has also introduced a five-year fixed rate for expat landlords at 5.64% up to 70% LTV. The product has a £99 booking fee and £1,900 arrangement fee.

For limited company landlords, rates start at 4.69% for a two-year fix at 70% LTV, with an arrangement fee of 3% of the loan amount.

The lender has made its largest reduction to the five-year fixed rate at 80% LTV, which has been cut by 0.30% from 5.99% to 5.69%. It comes with a £99 booking fee and £1,900 arrangement fee.

Two-year discounted variable rates are also available to limited company borrowers at 60% and 80% LTV.

The new and repriced products include remortgage options.

Becky Wheeler, head of product and sales operations at Tipton & Coseley Building Society, said: "We are pleased to be creating more choice and delivering greater value for brokers and their clients in the buy-to-let space.

"Each new or repriced product includes a remortgage option, so we can also help existing borrowers nearing the end of their current deal to secure a competitive ongoing rate.

"Unlike some lenders, we don’t apply a minimum income requirement on our expat buy-to-let proposition, making it a relatively straightforward case type for brokers to submit."

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