Related topic: Criteria

The Society has increases its maximum LTV for flats and maximum permitted storeys.

The lender will now consider first-time landlords for HMOs and MUFBs and has increased its maximum loan size.

The criteria revamp is designed to make complex cases easier to place.

The lender has removed the minimum equity requirement and raised the maximum LTV.

NatWest has also launched a dedicated WhatsApp channel to support mortgage brokers and intermediaries. 

New rates will now start from 4.38%.

The lender will no longer consider missed payments and/or defaults on communication and utilities as adverse credit.

Rates have reduced by up to 0.15% across repayment and interest-only products.

The updates include income improvements and broaden the scope of family members who can gift deposits.

The Society has announced the complete removal of the LTV cap on lending into retirement.