Related topic: Market Harborough

The society will offer residential lending and regulated bridging finance from £200,000 to £5m in Scotland.

The reductions apply across solutions for residential borrowers, buy‑to‑let investors, expat clients and high‑net‑worth individuals.

The lender has reduced fixed and variable rates by up to 0.15%.

IMLA’s membership now includes 54 banks, building societies and specialist lenders.

The Society caters for complex mortgage cases, including clients with non-standard income, unusual property types, or those with multiple complexities.

The reductions apply to loans between £3m and £5m, while standard rates below £3m remain unchanged.

It has also streamlined the application process for UK expats living in the US.

The Society’s larger loan rates now start from 5.24%.

Iain Kirkpatrick, CEO of Market Harborough Building Society, says as mortgage borrowing, and the world itself, becomes ever more complex, the importance of lender/broker relationships...

Over 6x income is now available on selected products.