Kuflink enhances valuation and LTV criteria

The lender has increased the maximum loan amounts and LTVs for AVM, desktop and drive-by valuations.

Related topics:  Bridging,  kuflink
Rozi Jones | Editor, Financial Reporter
8th May 2025
mortgage tech fintech

Bridging lender, Kuflink, has announced changes to its valuation criteria and is championing the use of title indemnity insurance to speed up the conveyancing process.

Kuflink will now accept AVM applications up to £500,000 on residential deals up to a maximum of 75% LTV. 

Desktop and drive-by valuations can be used for semi-commercial deals up to £600,000 and 70% LTV and commercial deals up to 65% LTV.

In addition, Kuflink has increased its LTVs from 60% to 65% on commercial deals and 65% to 70% for all semi-commercial cases.

Molly Hepburn, director at Kuflink, commented: “These changes highlight the importance we place on cutting the roadblocks to swift completions. We have increased the LTVs on AVMs and desktop valuations so more deals qualify for faster valuations and as a pioneer of the use of title indemnity insurance, we can expedite the clients’ legal process.

"Kuflink’s latest proposition demonstrates our commitment to helping clients and their advisers navigate the borrowing process as simply and as quickly as possible.”

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