Accord will now lend up to 5.5 times income to first-time buyers at 95% LTV.

The move is expected to support an additional 10,000 first-time buyers each year.

Patrick Bamford, head of international business development at Qualis Credit Risk, explores the FCA's recent Discussion Paper on improving access to first-time buyer mortgages.

The high-LTV product range is available to first-time buyers or existing homeowners looking to purchase, upsize or remortgage.

Homeowners who invest the savings made over renters could see returns worth up to £338,170 over 30 years.

Average LTVs on new mortgages are much higher in Scotland.

Leeds Building Society is making changes to how it assesses borrowers’ affordability, reducing stress testing rates by up to 1.24% - the improved affordability calculator can be...

Since January, average prices paid by first-time buyers rose 2.5 times faster than those paid by movers.

Patrick Bamford, head of international business development at Qualis Credit Risk, says that while it’s encouraging to see product growth at 95% LTV and above, we must continue...

First-time buyer and homemover completions increased by 113% and 140% in March.