Related topic: Second charge

The second charge mortgage market ended 2025 on a strong note.

Rates have been reduced across the lender's super prime and specialist ranges.

Second charge rates are available from 6.69%.

Norton says the new facility will enable it to support a wider section of the non-standard mortgage market.

Lucy Waters, managing director at Aria Finance, considers the strategic uses of second charge mortgages beyond the common misconception of them being a last resort borrowing option.

The addition will provide brokers with access to Scroll’s buy-to-let second charge range.

The second charge mortgage market has reported growth in new business volumes in all but one month in 2025.

The ‘Super Prime’ and ‘Specialist’ ranges offer rates from 5.39%.

The new funding line will strengthen the second charge lender's capability for growth and enhance its lending flexibility.

Second charge lending has grown in every month of 2025 so far.