Buying intentions have also rebounded, with 52% of landlords intending to purchase new rental properties in the next 12 months.

The Bank has announced several new hires in its underwriting department.

Landbay has launched a new suite of fixed-rate holiday let products for landlords and redefined its product types for BTL borrowers.

Only 9% suggested there would be no more cuts from the MPC by February 2026.

The lender is also reducing rates across its two-year Summer Special products by 0.20%.

The maximum loan amount has been increased by 15%.

Intermediaries don’t favour proposals for banks to take more risks.

Landbay’s Summer Special fixed rates now start at 4.29% for both two- and five-year terms.

Origination and funding partnership sees NatWest move into the buy-to-let mortgage market for the first time.

Rates in the range start from 4.35%.