The Society has also expanded its visa lending criteria for both residential and buy-to-let propositions.

New criteria includes a lower minimum age requirement of 18 years and lower minimum income.

Large HMO/MUFB products have now been added to the new product transfer range.

The specialist lender has lowered rates on its regulated and unregulated product ranges.

Two-year fixed rates have reduced by 20bps and five-year fixes by between 20 and 36bps.

TMA Club advisers can now access to ModaMortgages’ range of buy-to-let products.

The new products are offered for standard, limited company and HMO/multi-unit block landlord borrowers.

The new range is available across standard properties, HMOs and multi-units up to six occupants/units.

Rates across the UK resident range have reduced by up to 0.12%.

Jo Breeden, managing director of Crystal Specialist Finance, says broker support is required more than ever before, not just due to a rise in activity, but greater need for expertise...