Related topic: Mortgages

The new pricing is available for a limited period and applies to cases that complete by the end of August.

Overall, rates have fallen by an average of 0.11% with the largest cut being 0.22%.

L&C brokers will now have access to Afin's full range, including products for self-employed, qualified professionals and high-net-worth borrowers.

Toni Coulson joins as risk and data insights director and Andy Parkes as operations director.

The number of homes for sale remains at historically high levels, driving price falls as competition to attract a buyer remains fierce.

The move reflects the growing recognition that protection is a core component of the adviser proposition.

The report and accompanying guide explain swap rates and why they matter more than Bank Rate when it comes to the pricing of fixed rate mortgages.

High-LTV products have seen the largest reductions.

The changes apply across two and five-year fixed terms for both homebuyers and landlords.

Despite growing challenges, the overall credit quality of first-time buyers has improved and average monthly mortgage payments have decreased.