Related topic: Mortgages

Matt Meecham, director at Check, says income, expenditure and other financial activity can be just as important as knowing what appears on a credit report.

The effective interest rate paid on new mortgages jumped again to 4.45%.

His appointment strengthens Pepper's broker support ahead of the launch of its residential and buy-to-let mortgage proposition in Scotland. 

The latest reductions cover the bank's first-time buyer, home mover and remortgage ranges.

The Bank has also increased maximum exposure for portfolio landlords to 10 buy-to-let loans and £3m per applicant.

The new hires bring expertise in bridging, residential and buy-to-let mortgages.

Advisers gain access to April's range of long-term fixed rates, including 100% LTV mortgages.

House prices rose 0.2% month-on-month.

Following the increase, single first-time buyers could see the deposit hurdle cut from £69,000 to £12,000.

Only one in 10 new-build buyers got the home they wanted before moving in.