Related topic: Mortgages

We spoke to Neil Patel, business development manager for retail mortgages at Shawbrook, about the key pressures shaping the current UK housing market, how borrower confidence and...

40% say they would prefer to invest in home improvements to reduce overheating from the outset, rather than rely on cooling devices.

Previously, borrowing for applicants who did not have permanent rights to remain in the UK was limited to 75% LTV.

Richard Howes, managing director at Paradigm Mortgage Services, says information is becoming easier to access, but trust remains difficult to automate.

Homeownership is happening later in life, with over-50s now one of the fastest-growing first-time buyer groups.

The buy-to-let lender has also introduced new two-year fixed rate products within its HMO/MUFB range.

The latest rate cuts, for new customers, will be across The Mortgage Works’ buy-to-let and limited company ranges.

The changes include a range of products for first-time buyers.

The Society has also reintroduced five-year fixed rate HMO products for UK and expat landlords.

78% of homeowners would expect buyers to pay more for an energy efficient home.