Related topic: Mortgages

Alison has held senior positions at Nottingham Building Society, LiveMore Capital and Bank of Ireland.

Under the new criteria, the mortgage term can now extend beyond the supporting borrowers’ intended retirement age.

The specialist buy-to-let lender’s two-year fixed rates now start from 3.24%, while five-year fixed rates start from 5.15%.

The lender has reduced rates across its prime, prime eKo and core ranges at 75% LTV.

Nick Eatock, CEO and co-founder at Intelliflo, believes agentic AI will help deliver bigger capacity gains, allowing advisers to focus more on the human judgement and personal...

Vida is also strengthening its income criteria by increasing the proportion of Universal Credit that can be considered for affordability from 50% to 75%.

The biggest discounts to the residential range apply to products at 95% LTV.

Residential purchase searches and buy-to-let searches both declined as interest rates continue to rise.

Advisers will gain access to Sourcing Brain, Criteria Brain, Affordability Brain and Submissions Brain as part of Openwork's new technology transformation programme.

Andy was most recently head of sales at Zephyr Homeloans.