Related topic: Buy-to-let

The lender has also launched an 80% LTV buy-to-let product.

The change expands the lender’s criteria to meet a wider range of borrowing scenarios.

Rates now start from 2.99%.

Young landlords are turning to TikTok for buy-to-let advice, specialists warn.

FHL has strengthened flexibility across its range with new two-year discounts and ERC3 rate reductions.

While possession numbers increased slightly, overall numbers remain significantly lower than long-term averages.

Paragon has centred its proposition on flexibility, fluidity and fewer fees to support landlords seeking to build portfolios.

The move means individual applicants can now access products that were exclusive to SPVs.

Gross lending rose by 4.9% to £209m in Q3, with investment property purchases fuelling demand.

45% of lenders cite regulatory constraints as the biggest barrier to specialist buy-to-let innovation.