65% are confident about the outlook for the economy and four in five are confident about the outlook for their business.

However, only 38% of commercial mortgage brokers believe that there is enough funding to help SMEs hit their sustainability targets.

New data shows reduced appetite from high-street banks to lend to small businesses, with increasing numbers reporting difficulty in accessing finance.

Shawbrook is now the firm’s largest funding partner.

The research shows the best opportunities to climb the commercial ladder for each specific sector.

Shawbrook has improved stress tests for shorter term fixed rates and made changes to its ERCs.

Hoson will cover Birmingham and the wider Midlands region.

Morgan will cover the North West and Midlands regions.

Atom has introduced broker-instructed valuations to allow more certainty on lending decisions for brokers.

The bridging range includes semi-commercial and commercial bridging with rates from 0.89%.