Average mortgage rates are predicted to fall to around 4% by the end of next year, driven by four Base Rate cuts in 2025.

Average mortgage rates are predicted to fall to around 4% by the end of next year, driven by four Base Rate cuts in 2025.
House price growth strengthens, although sales volumes dampen.
House prices are unaffordable for low-income households across all four regions of the UK.
November's rise in house prices marks the fifth consecutive monthly increase, according to this morning's data from Halifax.
House prices are now just 1% below their all-time peak.
The housing market has returned to growth with house price growth now positive across all regions and countries.
Mortgage costs as a percentage of income have fallen to 29% from 33%.
The North East was the English region with the highest house price inflation.
This is the second month in a row that new seller pricing has fallen more than the norm.
The October 2024 RICS Residential Survey results 'signal an improving market backdrop', the organisation has said, with mostly positive indicators across its main measures of activity...
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