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UK first-time buyers are increasingly relying on high loan-to-value mortgages and family support to enter the property market, according to new data.

The society has reported a 158% increase in Retirement Interest-Only mortgages from January to May 2025 compared with the same period last year.

Year-to-date, new buyer demand is up 2%, while new sellers and sales agreed are up 5% compared with 2024.

First Step allows first-time buyers to borrow up to 98% LTV with a minimum deposit of £5,000.

Dual representation in Scotland applies to unregulated loans up to £500,000 secured against residential property.

Three new categories launched this year to help the Awards reach an even wider group of women and businesses.

OSBF first secured a £3m facility from Shawbrook in 2019, showing steady growth since.

The reductions apply to loans between £3m and £5m, while standard rates below £3m remain unchanged.

conveybuddy has reported Q3 growth, with brokers choosing lower-cost remortgages.