75% LTV two-year fixed rate products for first-time buyers have been reduced by 0.05% to 4.02%.

The lender secured a £25 million facility in 2023 and another multi-million-pound top-up in 2024.

Only three firms will join the programme’s first cohort.

Brokers can now access Atom’s commercial proposition through Fiducia’s Appointed Representative network.

Standard five-year BTL rates start at 4.49%, with a 7% fee.

Terraced properties saw the highest price growth by type, rising 3.6% over the year.

Vida Homeloans has today announced it is refining its residential affordability assessments to help borrowers achieve homeownership.

Mortgage borrowing rose to £2.1 billion in May, up from -£0.8 billion in April.

1APP allows brokers to submit to multiple lenders using one data entry.

Up to 75% LTV available on buy-to-let loans assessed under AST valuations.