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Around 35,000 policyholders have now been welcomed to Scottish Friendly.

More than a third believe the appointment of Andy Burnham has made it more likely that positive change will be seen in the UK housing market.

The product gives borrowers access to the full loan at completion, rather than releasing refurbishment funding in stages.

Brokers can now request LMS Select quotes from within CRM Brain, with secure quotes returned in under 30 seconds.

The lender’s core range is designed for more straightforward regulated bridging finance scenarios between £100,000 and £1m.

Prices were also unchanged annually compared with September last year.

The figures represent a shift from the previous quarter, when remortgage activity had returned to more normal levels following the significant spike seen in March.

First-time buyer, remortgage and home mover products benefit from the latest reductions, with the return of several sub-5% rates.

Chris Blewitt, head of mortgage distribution at Darlington Building Society, explains why consistency can be useful - the broker already knows the client, and if they also understand...

Two thirds of these households would consider shared ownership if the income caps were raised to include them.