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Elsewhere, the lender has increased selected two, three and five-year rates.

The latest improvements launched today cover adverse credit, affordability and lower pricing.

The specialist lender has aligned pricing across its two and five-year fixed rates.

Brokers now have access to the society’s residential and holiday let mortgage products.

The lender has also added a 5% overpayment function across its entire buy-to-let mortgage range.holi

Geoff has worked in the financial services industry for almost 40 years working for such institutions as RBS, Barclays, KPMG, Santander and Co-op.

The lender has reduced rates by up to 0.20% across its two-year proposition.

Access FS, where 92% of advisers come from minority backgrounds, has launched the Equality Council with an eight-strong team of staff and advisers.

The lender has withdrawn its Retrofit Boost and Own New ranges as part of the latest update.

There has been a notable drive by lenders to expand choice on low deposit deals during 2025.