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Nearly one in 10 (7%) just make the minimum payment on their credit every month.

Almost two-thirds (58%) of second-time buyers who compared mortgage deals were considering terms of three years or longer.

Patrick Bamford, head of international business development at Qualis Credit Risk, highlights just how sensitive the high LTV mortgage sector is to funding and policy...

Remortgage demand is outweighing purchases due to the large number of loans maturing in 2025.

Synergy members can now place business directly with StreamBank across its bridging, development and commercial lending ranges.

Network members will have access to the lender’s range of long-term fixed rate mortgages.

Half of advice firms now communicate with clients using digital messages via an app or portal, while a third of firms adopt client facing apps.

The trade body says proposed Budget measures would fail to raise meaningful revenue and could instead choke off economic growth.

Sentiment suggests this muted picture is likely to persist into early 2026.

First-time buyers are the largest group of home buyers, accounting for half of all new mortgages for home purchase.