The changes aim to help advisers in managing any additional needs their clients may have.

The changes aim to help advisers in managing any additional needs their clients may have.
The regulator noted the increase in notoriety of ‘finfluencers’ and the potential for consumer harm taking place online.
The NAO says technological innovations such as cryptoassets and artificial intelligence "provide challenges and opportunities for regulation of financial services".
For cases opened against firms, the largest proportion was for unauthorised collective investment schemes.
FCA bans Paul Steel for unsuitable defined benefit transfer advice with £850,000 to be paid in redress.bri
79% of over-45s are unaware of the Consumer Duty and 38% are unaware of the role of the FCA.
Bankhall's client relationship director, Linda Preston-Todd, shares responses to some of the top questions currently being put to the team by advisers.
This is the second time this week the FCA has taken action over adviser pension failures.
The most frequently asked questions have related to the scope of Consumer Duty, vocabulary used by the FCA, and considerations that firms should prioritise.
575 people were advised to transfer out of their defined benefit pension schemes – including almost 150 members of the British Steel Pension Scheme.
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