Rates start from 4.27%.

The bank is also launching a new range of two-year fixed rates.

Helen Cawthra from Vida Homeloans explores the factors that come together to influence mortgage rates alongside other market considerations such as inflation, the cost of borrowing,...

The lowest rate in the range is now a three-year fix at 4.12%.

Landlord borrowers can choose between lower rates or lower fees.

Selected 85% and 90% LTV two and five-year fixed rates have increased by up to 0.15%. 

The lowest rate on offer is now a five-year fixed rate remortgage at 4.17%.

Consumer buy-to-let, regulated bridging loans and all standard variable rate products remain unchanged. 

The products have been reduced by 15 basis points.

The biggest reductions are across Landbay's range of non-portfolio products.