Long-term sub hire is now available with a hire period of up to 36 months.

The team are on hand to help brokers with long-term and short-term lending across both buy-to-let and commercial properties.

Based in the Midlands region, Liam and Jack will offer a full range of finance services to businesses.

Both joined the lender via its graduate scheme.

YBS has also reduced rates by 0.20% on its semi-commercial product.

Donna Francis, managing director at Envelop, explores the ongoing pressures that are shaping the development landscape, particularly across residential and commercial sectors.

The lender says it wants to bolster SME housebuilding nationally.

The lender now offers commercial bridging loans of up to 70% LTV.

The move is designed to support brokers structuring mixed-use deals with limited commercial use.

Brokers report that accessing funding for commercial clients is becoming easier.