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Ismail
Azam

Mortgage Expert

L&C Mortgages

Ismail Azam's first months in mortgage advice were far from easy, but he kept learning. Since joining L&C as a trainee in 2024, he has exceeded his target, won Rising Star awards and begun helping colleagues build confidence in protection and later life lending.

Ismail Azam's story Back to the list
Ismail Ismail L&C Mortgages

Financial Reporter - 30 Under 30

2026

"I want my success measured not only by my own achievements, but by the people I help develop."

Finding his place in advice
Ismail's story so far...

Property first appealed to Ismail Azam as a way to find the financial security he had missed growing up. Inspired by property programmes and his uncle's work as a developer, he bought his first rental property shortly before graduating. Recruitment helped him expand his property interests, though he was still looking for work he found fulfilling.

A trainee mortgage adviser advert in January 2024 caught his attention. The early months were difficult: in his second month, he ranked bottom for applications submitted. He kept learning, qualified by month seven and, in his first qualified year, submitted £342,000 against a £200,000 target, reaching first place in his section.

In 2026, he won L&C's Rising Star award and then the British Mortgage Awards Rising Star award. He has also presented a webinar for people buying their first home and contributed to consumer guides, helping explain a process he knows can feel overwhelming.

Sharing what he learns has become part of his work. Ismail built a resource on lenders serving older borrowers and created protection training using real calls. He now supports colleagues moving into qualified advice and sits on L&C's Adviser Committee. Further qualifications and a proposed mortgage and protection division are next, giving him more scope to develop the people around him.


Ismail's career highlights

  1. Submitted £342,000 against a £200,000 target in his first year as a qualified adviser, exceeding target by 71%.
  2. Won L&C's Rising Star award and the British Mortgage Awards Rising Star award in 2026.
  3. Built a later life lending resource and delivered protection training, after which the team's handover rate rose by a reported 15%.

Who else made the 2026 list?

Ben Harding

Benjamin Austin

Benjamin Howell

Chelsea Pordage

Christine Chau

Daniel Casey

Dylan Humphreys

Francesca Starkey

Hannah Parker

Harrison Avery

Hristina Hristeva

Jack Cope

Joe Brown

Katie Murphy

Kayla Joseph

Levi Culshaw

Lewis Bray

Natalie Schofield

Niquita Edmonds

Oliver Jordan

Ollie Whyte

Paige Newey

Phoebe Lane

Rebecca Vickers

Robyn James

Samuel Mason

Saocha Murphy

Thomas Steer

William Thorneycroft

In association with

Working in Mortgages

Supported by

L&C Mortgages
Lendinvest
OSB Group
Paragon Bank
Pepper Money
Skipton Building Society

Got a question? Contact us to find out more

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