Lewis
Bray
Corporate Underwriter
Together
Lewis Bray wanted to learn through work, and Together's apprenticeship scheme gave him a place to start. He has since moved through administration and case management into underwriting, while helping develop lending that supports social housing, healthcare and the people who depend on those services.
2026
"There is key need for collaboration both internally within business and externally with market leaders & stakeholders."
A focus on community housing
Lewis' story so far...
Lewis Bray knew at college that he wanted to get into work rather than go to university. Together's apprenticeship scheme gave him that chance, with a first role in corporate lending and social housing while he completed a Level 3 business administration qualification.
He went on to learn the work through administration, processing and case management. Over the past year, he has moved into corporate underwriting, helping with larger and more complex applications. Along the way, social housing has remained a particular area of responsibility.
Lewis helped establish Together's dedicated channel, which launched in October 2022. That meant getting to know specialist solicitors and surveyors, understanding how the properties should be valued and helping adapt the lending approach. In the last financial year reported, the channel supported more than £100 million of social housing and healthcare funding, supporting over 2,284 vulnerable people. Separately, his underwriting work has supported the mandating of more than £200 million.
When the channel head left in 2025, Lewis took on its operations and funding responsibilities alongside his main role. He also makes time for new starters, apprentices and graduates, sharing what he has learned about the business. Having gained an Associate Chartered Banker Diploma, he is continuing a Level 6 qualification and exploring how technology can help people make informed decisions on specialist cases.
Lewis' career highlights
- Supported the launch of Together's dedicated social housing channel in October 2022 and helped develop its valuation approach.
- Helped the social housing and healthcare channel deliver more than £100 million of funding in the last financial year reported, supporting over 2,284 vulnerable people.
- Supported the mandating of more than £200 million through corporate underwriting, separately from the social housing funding figure.
Who else made the 2026 list?
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