Simmy
Kaur
Director of Buy to Let Mortgages
Lendlord Finance
After completing her first year at Newcastle University, Simmy Kaur made a bold decision - to leave academia and pursue something more hands-on. She joined Foxtons as a Move Consultant and quickly made her mark, turning an area often dismissed as “too competitive” into one of the agency’s most successful. Her natural ability to build relationships and spot opportunities led to a pivotal dinner with the directors of Alexander Hall, who offered her a trainee broker position. By 23, she had achieved her CeMAP qualifications and found her calling in mortgage advice. Five years later, she joined Lendlord, becoming the first adviser in its new finance arm and helping grow the business from the ground up - and ultimately, becoming Director of Buy to Let Mortgages.
2025
"I’m proud to represent a new generation of professionals shaping a more inclusive, dynamic, and client focused future for the industry."
Bridging creativity and commerce in specialist finance:
Simmy's story so far...
Simmy joined Lendlord Finance when it was still in its infancy, tasked with building both its client base and its reputation. She created a clear strategy for engagement - launching Headline Rates, a monthly email showcasing top market deals; producing case studies and webinars; and writing client stories that helped landlords learn, invest, and grow.
Through her efforts, Lendlord transformed from a start-up to a recognised name in landlord finance, with Simmy personally submitting between 250–300 mortgage applications each year. She’s since expanded her team, mentoring new advisers and administrators, and developing efficient workflows that ensure clients receive first-class service.
Her impact extends beyond the company. On social media, she runs @btlbroker, an educational account on Instagram and TikTok dedicated to demystifying the mortgage world and countering misinformation and gaining her a community of landlords and first-time investors.
Simmy’s influence also stretches into the wider mortgage ecosystem. She has successfully driven product innovation at lender level, presenting directly to Aldermore’s senior leadership and convincing them to introduce Day 1 remortgages and free HMO valuations - changes that removed barriers for landlords and opened up new growth opportunities.
In recognition of her leadership and performance, she was promoted to Director of Buy to Let Mortgages at just 28, overseeing operations, team development, and lender relations across the business.
Simmy's career highlights
- First adviser and founding team member at Lendlord Finance - now Director of Buy to Let Mortgages.
- Personally responsible for 250–300 mortgage submissions per year, driving significant business growth.
- Led lender engagement that resulted in Aldermore introducing Day 1 remortgages and free HMO valuations.
- Creator of @btlbroker, a fast-growing educational platform with thousands of engaged followers.
- Built and trained a new team of brokers and administrators, creating scalable processes for growth.
- Advocates for women and young professionals in financial services, challenging bias and promoting inclusivity.
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